Here at Quirks Car Company we work alongside leading vehicle finance houses, MotoNovo, Black Horse, Close Motor Finance, Santander Consumer Finance, Alphera (BMW finance), Barclays Partner and many more.
We are not tied to one particular lender, therefore we're able to find the very best deal for you as well as offering good impartial advice. We offer many different options when funding your next vehicle; from conventional hire purchase (HP) at fixed rates where you own the vehicle out right at the end of your chosen term to lease purchase options with a balloon payment at the end. Balloon payments reduce your monthly repayment hence making your vehicle purchase more affordable. The final balloon payment can then be re financed if you decide to keep the vehicle, you need not sell or part exchange beforehand as you are not locked into the deal.
We also offer personal contract plans (PCP) which are similar to lease purchase, you are still buying the vehicle however the balloon/residual at the end of the term is guaranteed, giving you added peace of mind. We also offer balanced payments with daily interest to benefit those who may like to change cars before the term ends.
Also available are holiday payment's where you can 'take a month off'. Holiday payments offer flexibility and can be arranged at the beginning of the agreement, if the sale of your current vehicle is pending or perhaps you are selling your property you can rest assured you'll have nothing to pay for two months from completing the finance documents.
Speak to one of our sales team today for a quotation or for more information please call our Wickford Offices on 01268 590066