Quirks Car Company Finance

Here at Quirks Car Company we have finance packages to suit all requirements.

We are a fully approved dealer for all leading Finance Houses having been issued with a Credit Control Licence by HM Government and we are covered by the FSA (Financial Services Authority).

Hire Purchase

Please Ask For Details

Fixed monthly cost for the term of the Agreement usually up to 60 months. You can sell, part exchange or even pay the finance off before the Agreement finishes by getting an "early settlement" figure which will also allow you a rebate of interest for the period not used. In some cases the first months repayments can be deferred to start on , say, the third month of The Agreement.

Lease Purchase

The majority of Americans have been buying their cars this way for years. More and more popular due to the fact that you can afford either a better car or pay less a month because roughly 30% of the cost is "deferred" for up to 60 months. This can be increased or decreased subject to customer requirements and vehicle details specification. You only repay the capital and interest on the 70% and interest ONLY on the 30%. The 30% at the end can either be:

*Refinanced again or
Fully settled or

Part Exchange the car and anything over the 30% can be used as deposit on your next purchase. In this way your repayments are less or you can buy the next model up for the same outlay you anticipated.

Example
Mercedes-Benz CLK Cabriolet

Return to Invoice Insurance

An inexpensive way of protecting yourself in the event of the theft or total loss of your car. Worth up to £10,000 and for three years from date of purchase, for a one only premium from £299 in the event of your vehicle being stolen or written off, this good value insurance will pay the difference between what your insurance company offers at that time AND what you paid originally for the car.

GAP Insurance

Available to customers who have financed their purchase. Should your car be written off or stolen (during the period of finance) if there is a financial shortfall between the amount that is still owed to the finance company and the amount that your car insurance company are willing to pay out then GAP insurance will cover that difference.